Rates & Fee Charges
All about fee and Charges
ATM
|
Fee |
| Card issuing |
Free ( deposit ≥ $1,000) |
| Transactions |
Free |
| Card replacement |
$ 2.00 |
Deposits
1. Saving Deposits (Minimum Opening Balance=$ 5.00)
| Term |
Interest Rate |
$ |
KHR |
| 1 year |
1% p.a |
1.25% p.a |
2. Installment Deposits (Minimum Opening Balance=$ 10.00)
| Terms |
Rates |
| 6 Months |
3.00% p.a |
| 12 Months |
4.50% p.a |
| 24 Months |
5.00% p.a |
| 36 Months |
5.50% p.a |
3. Premier Installment Deposits (Minimum Opening Balance=$ 500.00)
| Terms |
Rates |
| 6 Months |
4.00% p.a |
| 12 Months |
5.00% p.a |
| 24 Months |
5.50% p.a |
| 36 Months |
6.00% p.a |
4. Fixed Deposit
| Product Name |
$ |
KHR |
| 3 months |
3.00% p.a |
3.25% p.a |
| 6 months |
4.00% p.a |
4.25% p.a |
| 12 months |
5.25% p.a |
5.50% p.a |
| 18 months |
5.50% p.a |
5.75% p.a |
| 24 months |
5.75% p.a |
6.00% p.a |
| 36 months |
6.25% p.a |
- |
| 48 months |
6.50% p.a |
- |
| 60 months |
6.75% p.a |
- |
5. Fixed Deposit with Monthly Interest Payment
| Product Name |
$ |
KHR |
| 3 months |
2.75% p.a |
3.00% p.a |
| 6 months |
3.75% p.a |
4.00% p.a |
| 12 months |
4.75% p.a |
5.00% p.a |
| 18 months |
5.00% p.a |
5.30% p.a |
| 24 months |
5.25% p.a |
5.60% p.a |
| 36 months |
5.50% p.a |
- |
| 48 months |
5.75% p.a |
- |
| 60 months |
6.00% p.a |
- |
Business Loan
Large Loan
| Loan Amount |
From $ 500,000 to 10% Net worth |
| Interest Rate |
To be 9%p.a to 10%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
Up to 48 Months |
| Loan repayment |
Bullet pay 1% plus interest / Installment |
| Collateral |
Land and building |
Medium Loan
| Loan Amount |
More than $ 50,000 to Under $ 500,000 |
| Interest Rate |
To be 10%p.a to 12%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
Up to 48 Months |
| Loan repayment |
3 repayment |
| Collateral |
Land and building |
Small Loan
| Loan Amount |
From $ 10,000 to $ 50,000 |
| Interest Rate |
To be 13%p.a to 15%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
Up to 72 Months |
| Loan repayment |
3 repayment |
| Collateral |
Land and building |
Micro Loan
| Loan Amount |
More than $ 2,000 to Under $ 10,000 |
| Interest Rate |
To be 15%p.a to 18%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
Up to 36 Months |
| Loan repayment |
Installment |
| Collateral |
Land and building |
Housing Loan
| Loan Amount |
Up to $ 150,000 |
| Loan Approved |
Up to 70% of house value |
| Deposit |
To be 30% of house value |
| Interest Rate |
To be 11%p.a for soft title deed and 10%p.a for hard title deed |
| Processing Fee |
1% of loan amount |
| Loan Period |
UP to 15 years |
| Loan repayment |
Amortization/Installment |
| Collateral |
Land and building |
Car Loan
| Loan Amount |
Up to $ 200,000 |
| Loan Approved |
Up to 70% |
| Deposit |
To be 40% to 50% of car value |
| Interest Rate |
To be 9%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
UP to 60 Months |
| Loan repayment |
Amortization/Installment |
| Collateral |
Car or Land and building |
Motor Loan
| Loan Amount |
Up to $ 2,000 |
| Loan Approved |
Up to 70% |
| Deposit |
To be 30% |
| Interest Rate |
To be 18%p.a |
| Processing Fee |
1% of loan amount |
| Loan Period |
UP to 36 months |
| Loan repayment |
Amortization/Installment |
| Collateral |
Moto or Land and building |
